{"id":2813,"date":"2023-07-27T13:20:51","date_gmt":"2023-07-27T12:20:51","guid":{"rendered":"https:\/\/discountsforcarers.com\/blog\/?p=2813"},"modified":"2023-07-27T13:21:50","modified_gmt":"2023-07-27T12:21:50","slug":"carers-personal-budget-how-budgeting-works-how-to-get-started","status":"publish","type":"post","link":"https:\/\/discountsforcarers.com\/blog\/carers-personal-budget-how-budgeting-works-how-to-get-started\/","title":{"rendered":"Carers Personal Budget &#8211; How Budgeting Works &#038; How to Get Started"},"content":{"rendered":"\n<p><em>It is never a bad time to get your finances in order. But for many of us, it is difficult to know where to start. We often hear about budgeting and automatically have a generalised <span style=\"font-weight: 400;\">understanding of what it means and how it works. But when broken down, there is a lot to take into consideration. It can be even harder if you are a carer looking to create your own carers personal budget.<\/span><\/em><\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-a89b3969 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-blush-bordeaux-gradient-background has-background wp-element-button\" href=\"https:\/\/discountsforcarers.com\/?utm_source=blog&amp;utm_medium=social&amp;utm_campaign=carers+budgeting&amp;utm_content=200123-home\" target=\"_blank\" rel=\"noreferrer noopener\">Sign up for FREE carer discounts<\/a><\/div>\n<\/div>\n\n\n\n<p><span style=\"font-weight: 400;\">In simplest terms, budgeting is a spending plan that you create to help you better manage your money. It can usually help you achieve a financial goal, such as getting out of debt, purchasing a house, or booking a holiday.<\/span><\/p>\n\n\n\n<p><span style=\"font-weight: 400;\">Budgeting can involve a more complex list of financial expenditures, but at its core, there is no right or wrong way to budget,<\/span> and everyone&#8217;s circumstances are different. <\/p>\n\n\n\n<h2 class=\"has-text-align-center wp-block-heading\"><span style=\"font-weight: 400;\"><strong>Why is budgeting important?<\/strong><\/span><\/h2>\n\n\n\n<p><span style=\"font-weight: 400;\">There are multiple benefits to budgeting, not just for those who struggle financially and are looking to get \u201cbetter\u201d with money. Budgeting encourages you to live within the means of your budget and to work out what\u2019s possible. You can think of a budget as a stepping stone to your financial ambitions and goals.<\/span><\/p>\n\n\n\n<h2 class=\"has-text-align-center wp-block-heading\"><span style=\"font-weight: 400;\"><strong>Understanding Your Relationship with Money<\/strong><\/span><\/h2>\n\n\n\n<p><span style=\"font-weight: 400;\">Understanding and tracking your expenses helps determine how much you have to save and\/or spend. Once you have been able to identify any patterns within your relationship with money, you can make adjustments.<\/span><\/p>\n\n\n\n<p>You may assume that you are good with money and don&#8217;t overspend in certain areas. But if you take a closer look at your finances, you may be able to identify any problem areas or areas in which you could make some savings. For example, have you ever made a note of how much money you spend on takeaways or online shopping in a single month? <\/p>\n\n\n\n<h2 class=\"has-text-align-center wp-block-heading\"><span style=\"font-weight: 400;\"><strong>Relieve Stress<\/strong><\/span><\/h2>\n\n\n\n<p><span style=\"font-weight: 400;\">Money causes a lot of us stress and anxiety, but by budgeting, you can help manage your finances and prepare for rainy days. Here are some steps to help you on your budgeting journey:<\/span><\/p>\n\n\n\n<figure class=\"wp-block-pullquote has-text-align-left has-background has-vivid-red-background-color is-style-solid-color has-white-color has-text-color\"><blockquote><p><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-white-color\"><strong>Budgeting Tips<\/strong><\/mark><\/p><cite><br>1. <strong>Start small<\/strong><br><strong><br>2. Budget with your partner<\/strong><br><strong><br>3. Remember that every month is different<\/strong><br><strong><br>4. Decide why you are budgeting<\/strong><br><strong><br>5. Test out different methods<\/strong><br><strong><br>6. Leave room for random surprises<\/strong><br><strong><br>7. Revisit and reanalyse your monthly budget<\/strong><\/cite><\/blockquote><\/figure>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"has-text-align-center wp-block-heading\"><span style=\"font-weight: 400;\"><strong>Carers Personal Budget<\/strong><\/span> <span style=\"font-weight: 400;\"><strong>Support<\/strong><\/span><\/h2>\n\n\n\n<p><span style=\"font-weight: 400;\">If you need a little outside support, there are a range of organisations that can help you. Below, we have listed some organisations that can help you help you budget.&nbsp;&nbsp;<\/span><\/p>\n\n\n\n<h3 class=\"has-text-align-center wp-block-heading\"><b><strong>Citizens Advice<\/strong><\/b><\/h3>\n\n\n\n<p><span style=\"font-weight: 400;\">Citizens Advice can offer advice and support concerning debt management, budgeting, benefits, and much more. Why not reach out and speak to your local Citizens Advice to see how they could help.<\/span><\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-a89b3969 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-blush-bordeaux-gradient-background has-background wp-element-button\" href=\"https:\/\/www.citizensadvice.org.uk\/debt-and-money\/budgeting\/budgeting\/work-out-your-budget\/?utm_source=blog&amp;utm_medium=social&amp;utm_campaign=carers+budgeting&amp;utm_content=200123-citizens+advice\" target=\"_blank\" rel=\"noreferrer noopener\">Use Citizens Advice &#8216;Work Out Your Budget&#8217; Tool<\/a><\/div>\n<\/div>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"has-text-align-center wp-block-heading\"><b><strong>Age UK<\/strong><\/b><\/h3>\n\n\n\n<p><span style=\"font-weight: 400;\">As one of the UK&#8217;s leading charities, Age UK can offer support to people aged over 66 that are struggling financially. For more information, or to see how Age UK could help you, visit the<strong> <a href=\"https:\/\/www.ageuk.org.uk\/\" target=\"_blank\" rel=\"noreferrer noopener\">Age UK Website<\/a>.<\/strong><\/span><\/p>\n\n\n\n<h3 class=\"has-text-align-center wp-block-heading\"><b>Money Helper<\/b><\/h3>\n\n\n\n<p><span style=\"font-weight: 400;\">Money Helper, formally known as the Money Advice Service, offers a wide range of guides to managing money\u2013especially during unpredictable times. They also offer free, confidential debt advice. For more information, visit <\/span><a href=\"https:\/\/www.moneyhelper.org.uk\/en\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"font-weight: 400;\"><strong>Money Helper&#8217;s Website<\/strong><\/span><\/a><span style=\"font-weight: 400;\"> to see how they could support you.<\/span><\/p>\n\n\n\n<h2 class=\"has-text-align-center wp-block-heading\">Money and Finance Support <\/h2>\n\n\n\n<p>Whether you are looking for information on <a href=\"https:\/\/discountsforcarers.com\/money\/borrowing\/mortgages?utm_source=blog&amp;utm_medium=social&amp;utm_campaign=carers+budgeting&amp;utm_content=200123-mortgages\" target=\"_blank\" rel=\"noreferrer noopener\"><span class=\"has-inline-color has-vivid-red-color\"><strong>mortgages<\/strong><\/span><\/a>, <a href=\"https:\/\/discountsforcarers.com\/finance\/borrowing?utm_source=blog&amp;utm_medium=social&amp;utm_campaign=carers+budgeting&amp;utm_content=200123-borrowing\" target=\"_blank\" rel=\"noreferrer noopener\"><span class=\"has-inline-color has-vivid-red-color\"><strong>borrowing money<\/strong><\/span><\/a>, <a href=\"https:\/\/discountsforcarers.com\/money\/credit-cards?utm_source=blog&amp;utm_medium=social&amp;utm_campaign=carers+budgeting&amp;utm_content=200123-credit+cards\" target=\"_blank\" rel=\"noreferrer noopener\"><span class=\"has-inline-color has-vivid-red-color\"><strong>credit cards<\/strong><\/span><\/a>, or any other<strong><span style=\"color:#214ac2\" class=\"has-inline-color\"> <\/span><a href=\"https:\/\/discountsforcarers.com\/money?utm_source=blog&amp;utm_medium=social&amp;utm_campaign=carers+budgeting&amp;utm_content=200123-money\" target=\"_blank\" rel=\"noreferrer noopener\"><span class=\"has-inline-color has-vivid-red-color\">financial service<\/span><\/a><\/strong>, we have support pages that can help you. <br><br><strong>Disclaimer<\/strong>: This blog post was written and shared by Discounts for Carers and is intended to inform readers about the topic at hand. Before engaging with any financial product, please speak to a professional.<\/p>\n\n\n\n<h2 class=\"has-text-align-center wp-block-heading\">More Blogs<\/h2>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1080\" height=\"608\" src=\"https:\/\/discountsforcarers.com\/blog\/wp-content\/uploads\/2022\/02\/DFC_NewDiscounts-1.png\" alt=\"\" class=\"wp-image-2095\" srcset=\"https:\/\/discountsforcarers.com\/blog\/wp-content\/uploads\/2022\/02\/DFC_NewDiscounts-1.png 1080w, https:\/\/discountsforcarers.com\/blog\/wp-content\/uploads\/2022\/02\/DFC_NewDiscounts-1-300x169.png 300w, https:\/\/discountsforcarers.com\/blog\/wp-content\/uploads\/2022\/02\/DFC_NewDiscounts-1-1024x576.png 1024w, https:\/\/discountsforcarers.com\/blog\/wp-content\/uploads\/2022\/02\/DFC_NewDiscounts-1-768x432.png 768w\" sizes=\"auto, (max-width: 1080px) 100vw, 1080px\" \/><figcaption class=\"wp-element-caption\"><strong><span class=\"has-inline-color has-vivid-red-color\">New-In Discounts<\/span><\/strong><br>Are you searching for new Carer discounts? We continually work with new brands across various categories, such as travel, fashion, finance, and much more.<\/figcaption><\/figure>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-a89b3969 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-blush-bordeaux-gradient-background has-background wp-element-button\" href=\"https:\/\/discountsforcarers.com\/blog\/new-carers-discounts\/\" target=\"_blank\" rel=\"noreferrer noopener\">Read More<\/a><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/discountsforcarers.com\/blog\/wp-content\/uploads\/2021\/05\/DFC_DiscountList_Feature-JUNE-UPDATE-2021-1024x576.jpg\" alt=\"\" class=\"wp-image-1416\" srcset=\"https:\/\/discountsforcarers.com\/blog\/wp-content\/uploads\/2021\/05\/DFC_DiscountList_Feature-JUNE-UPDATE-2021-1024x576.jpg 1024w, https:\/\/discountsforcarers.com\/blog\/wp-content\/uploads\/2021\/05\/DFC_DiscountList_Feature-JUNE-UPDATE-2021-300x169.jpg 300w, https:\/\/discountsforcarers.com\/blog\/wp-content\/uploads\/2021\/05\/DFC_DiscountList_Feature-JUNE-UPDATE-2021-768x432.jpg 768w, https:\/\/discountsforcarers.com\/blog\/wp-content\/uploads\/2021\/05\/DFC_DiscountList_Feature-JUNE-UPDATE-2021.jpg 1080w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\"><strong><span class=\"has-inline-color has-vivid-red-color\">Carers<\/span><\/strong> <strong><span class=\"has-inline-color has-vivid-red-color\">Discount List<\/span><\/strong><br>Are you searching for a specific discount? Why not take a look at our A-Z Carers Discount list that is updated monthly? Check out the list today.<\/figcaption><\/figure>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-a89b3969 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-blush-bordeaux-gradient-background has-background wp-element-button\" href=\"https:\/\/discountsforcarers.com\/blog\/carers-discount-list\/\" target=\"_blank\" rel=\"noreferrer noopener\">Read More<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<p><\/p>\n\n\n\n<p><\/p>\n\n\n\n<figure class=\"wp-block-image size-large is-style-rounded\"><a href=\"https:\/\/discountsforcarers.com\/?utm_source=blog&amp;utm_medium=social&amp;utm_campaign=carers+budgeting&amp;utm_content=200123-home\" target=\"_blank\" rel=\"noopener noreferrer\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"276\" src=\"https:\/\/discountsforcarers.com\/blog\/wp-content\/uploads\/2022\/04\/DFC_LandingPage_CTA3-1024x276.jpg\" alt=\"\" class=\"wp-image-2267\" srcset=\"https:\/\/discountsforcarers.com\/blog\/wp-content\/uploads\/2022\/04\/DFC_LandingPage_CTA3-1024x276.jpg 1024w, https:\/\/discountsforcarers.com\/blog\/wp-content\/uploads\/2022\/04\/DFC_LandingPage_CTA3-300x81.jpg 300w, https:\/\/discountsforcarers.com\/blog\/wp-content\/uploads\/2022\/04\/DFC_LandingPage_CTA3-768x207.jpg 768w, https:\/\/discountsforcarers.com\/blog\/wp-content\/uploads\/2022\/04\/DFC_LandingPage_CTA3-1080x291.jpg 1080w, https:\/\/discountsforcarers.com\/blog\/wp-content\/uploads\/2022\/04\/DFC_LandingPage_CTA3.jpg 1300w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/a><\/figure>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>It is never a bad time to get your finances in order. But for many of us, it is difficult [&hellip;]<\/p>\n","protected":false},"author":15,"featured_media":4150,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"apple_news_api_created_at":"","apple_news_api_id":"","apple_news_api_modified_at":"","apple_news_api_revision":"","apple_news_api_share_url":"","apple_news_cover_media_provider":"image","apple_news_coverimage":0,"apple_news_coverimage_caption":"","apple_news_cover_video_id":0,"apple_news_cover_video_url":"","apple_news_cover_embedwebvideo_url":"","apple_news_is_hidden":"","apple_news_is_paid":"","apple_news_is_preview":"","apple_news_is_sponsored":"","apple_news_maturity_rating":"","apple_news_metadata":"\"\"","apple_news_pullquote":"","apple_news_pullquote_position":"","apple_news_slug":"","apple_news_sections":[],"apple_news_suppress_video_url":false,"apple_news_use_image_component":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-2813","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-general"],"apple_news_notices":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.8.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Carers Personal Budget - How Budgeting Works &amp; How to Get Started - Discounts for Carers Blog<\/title>\n<meta name=\"description\" content=\"Welcome to our Carers Personal Budget blog. Within this blog, you will find information on how budgeting works and what you need to know.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/discountsforcarers.com\/blog\/carers-personal-budget-how-budgeting-works-how-to-get-started\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Carers Personal Budget - How Budgeting Works &amp; How to Get Started - Discounts for Carers Blog\" \/>\n<meta property=\"og:description\" content=\"Welcome to our Carers Personal Budget blog. Within this blog, you will find information on how budgeting works and what you need to know.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/discountsforcarers.com\/blog\/carers-personal-budget-how-budgeting-works-how-to-get-started\/\" \/>\n<meta property=\"og:site_name\" content=\"Discounts for Carers Blog\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/healthservicediscounts\/\" \/>\n<meta property=\"article:published_time\" content=\"2023-07-27T12:20:51+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-07-27T12:21:50+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/discountsforcarers.com\/blog\/wp-content\/uploads\/2023\/01\/DFC_Budgeting_blog-feature.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1080\" \/>\n\t<meta property=\"og:image:height\" content=\"608\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Michael\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@NHS_Discounts\" \/>\n<meta name=\"twitter:site\" content=\"@NHS_Discounts\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Michael\" \/>\n\t<meta name=\"twitter:label2\" content=\"Estimated reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/discountsforcarers.com\/blog\/carers-personal-budget-how-budgeting-works-how-to-get-started\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/discountsforcarers.com\/blog\/carers-personal-budget-how-budgeting-works-how-to-get-started\/\"},\"author\":{\"name\":\"Michael\",\"@id\":\"https:\/\/discountsforcarers.com\/blog\/#\/schema\/person\/22285d25864b0ff6cb658afc3e7d2983\"},\"headline\":\"Carers Personal Budget &#8211; How Budgeting Works &#038; How to Get Started\",\"datePublished\":\"2023-07-27T12:20:51+00:00\",\"dateModified\":\"2023-07-27T12:21:50+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/discountsforcarers.com\/blog\/carers-personal-budget-how-budgeting-works-how-to-get-started\/\"},\"wordCount\":684,\"publisher\":{\"@id\":\"https:\/\/discountsforcarers.com\/blog\/#organization\"},\"image\":{\"@id\":\"https:\/\/discountsforcarers.com\/blog\/carers-personal-budget-how-budgeting-works-how-to-get-started\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/discountsforcarers.com\/blog\/wp-content\/uploads\/2023\/01\/DFC_Budgeting_blog-feature.png\",\"articleSection\":[\"General\"],\"inLanguage\":\"en-GB\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/discountsforcarers.com\/blog\/carers-personal-budget-how-budgeting-works-how-to-get-started\/\",\"url\":\"https:\/\/discountsforcarers.com\/blog\/carers-personal-budget-how-budgeting-works-how-to-get-started\/\",\"name\":\"Carers Personal Budget - How Budgeting Works & How to Get Started - Discounts for Carers Blog\",\"isPartOf\":{\"@id\":\"https:\/\/discountsforcarers.com\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/discountsforcarers.com\/blog\/carers-personal-budget-how-budgeting-works-how-to-get-started\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/discountsforcarers.com\/blog\/carers-personal-budget-how-budgeting-works-how-to-get-started\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/discountsforcarers.com\/blog\/wp-content\/uploads\/2023\/01\/DFC_Budgeting_blog-feature.png\",\"datePublished\":\"2023-07-27T12:20:51+00:00\",\"dateModified\":\"2023-07-27T12:21:50+00:00\",\"description\":\"Welcome to our Carers Personal Budget blog. Within this blog, you will find information on how budgeting works and what you need to know.\",\"breadcrumb\":{\"@id\":\"https:\/\/discountsforcarers.com\/blog\/carers-personal-budget-how-budgeting-works-how-to-get-started\/#breadcrumb\"},\"inLanguage\":\"en-GB\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/discountsforcarers.com\/blog\/carers-personal-budget-how-budgeting-works-how-to-get-started\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\/\/discountsforcarers.com\/blog\/carers-personal-budget-how-budgeting-works-how-to-get-started\/#primaryimage\",\"url\":\"https:\/\/discountsforcarers.com\/blog\/wp-content\/uploads\/2023\/01\/DFC_Budgeting_blog-feature.png\",\"contentUrl\":\"https:\/\/discountsforcarers.com\/blog\/wp-content\/uploads\/2023\/01\/DFC_Budgeting_blog-feature.png\",\"width\":1080,\"height\":608},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/discountsforcarers.com\/blog\/carers-personal-budget-how-budgeting-works-how-to-get-started\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/discountsforcarers.com\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Carers Personal Budget &#8211; How Budgeting Works &#038; How to Get Started\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/discountsforcarers.com\/blog\/#website\",\"url\":\"https:\/\/discountsforcarers.com\/blog\/\",\"name\":\"Discounts for Carers Blog\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/discountsforcarers.com\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/discountsforcarers.com\/blog\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-GB\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/discountsforcarers.com\/blog\/#organization\",\"name\":\"Discounts for Carers\",\"url\":\"https:\/\/discountsforcarers.com\/blog\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\/\/discountsforcarers.com\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/discountsforcarers.com\/blog\/wp-content\/uploads\/2018\/08\/dfc-horizontal-aligned-e1533814361566.png\",\"contentUrl\":\"https:\/\/discountsforcarers.com\/blog\/wp-content\/uploads\/2018\/08\/dfc-horizontal-aligned-e1533814361566.png\",\"width\":600,\"height\":155,\"caption\":\"Discounts for Carers\"},\"image\":{\"@id\":\"https:\/\/discountsforcarers.com\/blog\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/healthservicediscounts\/\",\"https:\/\/x.com\/NHS_Discounts\",\"https:\/\/www.instagram.com\/healthservicediscounts\/\",\"https:\/\/www.youtube.com\/channel\/UCMHQC5bZ7y4q6rfR81337NA\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/discountsforcarers.com\/blog\/#\/schema\/person\/22285d25864b0ff6cb658afc3e7d2983\",\"name\":\"Michael\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\/\/discountsforcarers.com\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/3099e919ad7bd4539b18043a16170479?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/3099e919ad7bd4539b18043a16170479?s=96&d=mm&r=g\",\"caption\":\"Michael\"},\"description\":\"I\u2019ve been with Discounts for Carers since 2021, writing everything from money-saving tips to festive Netflix must-sees. When I\u2019m not helping you save a few \u00a3\u00a3\u00a3 or stay entertained, you\u2019ll probably find me at the cinema or lost in a video game.\",\"url\":\"https:\/\/discountsforcarers.com\/blog\/author\/michael\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Carers Personal Budget - How Budgeting Works & How to Get Started - Discounts for Carers Blog","description":"Welcome to our Carers Personal Budget blog. Within this blog, you will find information on how budgeting works and what you need to know.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/discountsforcarers.com\/blog\/carers-personal-budget-how-budgeting-works-how-to-get-started\/","og_locale":"en_GB","og_type":"article","og_title":"Carers Personal Budget - How Budgeting Works & How to Get Started - Discounts for Carers Blog","og_description":"Welcome to our Carers Personal Budget blog. Within this blog, you will find information on how budgeting works and what you need to know.","og_url":"https:\/\/discountsforcarers.com\/blog\/carers-personal-budget-how-budgeting-works-how-to-get-started\/","og_site_name":"Discounts for Carers Blog","article_publisher":"https:\/\/www.facebook.com\/healthservicediscounts\/","article_published_time":"2023-07-27T12:20:51+00:00","article_modified_time":"2023-07-27T12:21:50+00:00","og_image":[{"width":1080,"height":608,"url":"https:\/\/discountsforcarers.com\/blog\/wp-content\/uploads\/2023\/01\/DFC_Budgeting_blog-feature.png","type":"image\/png"}],"author":"Michael","twitter_card":"summary_large_image","twitter_creator":"@NHS_Discounts","twitter_site":"@NHS_Discounts","twitter_misc":{"Written by":"Michael","Estimated reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/discountsforcarers.com\/blog\/carers-personal-budget-how-budgeting-works-how-to-get-started\/#article","isPartOf":{"@id":"https:\/\/discountsforcarers.com\/blog\/carers-personal-budget-how-budgeting-works-how-to-get-started\/"},"author":{"name":"Michael","@id":"https:\/\/discountsforcarers.com\/blog\/#\/schema\/person\/22285d25864b0ff6cb658afc3e7d2983"},"headline":"Carers Personal Budget &#8211; How Budgeting Works &#038; How to Get Started","datePublished":"2023-07-27T12:20:51+00:00","dateModified":"2023-07-27T12:21:50+00:00","mainEntityOfPage":{"@id":"https:\/\/discountsforcarers.com\/blog\/carers-personal-budget-how-budgeting-works-how-to-get-started\/"},"wordCount":684,"publisher":{"@id":"https:\/\/discountsforcarers.com\/blog\/#organization"},"image":{"@id":"https:\/\/discountsforcarers.com\/blog\/carers-personal-budget-how-budgeting-works-how-to-get-started\/#primaryimage"},"thumbnailUrl":"https:\/\/discountsforcarers.com\/blog\/wp-content\/uploads\/2023\/01\/DFC_Budgeting_blog-feature.png","articleSection":["General"],"inLanguage":"en-GB"},{"@type":"WebPage","@id":"https:\/\/discountsforcarers.com\/blog\/carers-personal-budget-how-budgeting-works-how-to-get-started\/","url":"https:\/\/discountsforcarers.com\/blog\/carers-personal-budget-how-budgeting-works-how-to-get-started\/","name":"Carers Personal Budget - How Budgeting Works & How to Get Started - Discounts for Carers Blog","isPartOf":{"@id":"https:\/\/discountsforcarers.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/discountsforcarers.com\/blog\/carers-personal-budget-how-budgeting-works-how-to-get-started\/#primaryimage"},"image":{"@id":"https:\/\/discountsforcarers.com\/blog\/carers-personal-budget-how-budgeting-works-how-to-get-started\/#primaryimage"},"thumbnailUrl":"https:\/\/discountsforcarers.com\/blog\/wp-content\/uploads\/2023\/01\/DFC_Budgeting_blog-feature.png","datePublished":"2023-07-27T12:20:51+00:00","dateModified":"2023-07-27T12:21:50+00:00","description":"Welcome to our Carers Personal Budget blog. Within this blog, you will find information on how budgeting works and what you need to know.","breadcrumb":{"@id":"https:\/\/discountsforcarers.com\/blog\/carers-personal-budget-how-budgeting-works-how-to-get-started\/#breadcrumb"},"inLanguage":"en-GB","potentialAction":[{"@type":"ReadAction","target":["https:\/\/discountsforcarers.com\/blog\/carers-personal-budget-how-budgeting-works-how-to-get-started\/"]}]},{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/discountsforcarers.com\/blog\/carers-personal-budget-how-budgeting-works-how-to-get-started\/#primaryimage","url":"https:\/\/discountsforcarers.com\/blog\/wp-content\/uploads\/2023\/01\/DFC_Budgeting_blog-feature.png","contentUrl":"https:\/\/discountsforcarers.com\/blog\/wp-content\/uploads\/2023\/01\/DFC_Budgeting_blog-feature.png","width":1080,"height":608},{"@type":"BreadcrumbList","@id":"https:\/\/discountsforcarers.com\/blog\/carers-personal-budget-how-budgeting-works-how-to-get-started\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/discountsforcarers.com\/blog\/"},{"@type":"ListItem","position":2,"name":"Carers Personal Budget &#8211; How Budgeting Works &#038; How to Get Started"}]},{"@type":"WebSite","@id":"https:\/\/discountsforcarers.com\/blog\/#website","url":"https:\/\/discountsforcarers.com\/blog\/","name":"Discounts for Carers Blog","description":"","publisher":{"@id":"https:\/\/discountsforcarers.com\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/discountsforcarers.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-GB"},{"@type":"Organization","@id":"https:\/\/discountsforcarers.com\/blog\/#organization","name":"Discounts for Carers","url":"https:\/\/discountsforcarers.com\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/discountsforcarers.com\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/discountsforcarers.com\/blog\/wp-content\/uploads\/2018\/08\/dfc-horizontal-aligned-e1533814361566.png","contentUrl":"https:\/\/discountsforcarers.com\/blog\/wp-content\/uploads\/2018\/08\/dfc-horizontal-aligned-e1533814361566.png","width":600,"height":155,"caption":"Discounts for Carers"},"image":{"@id":"https:\/\/discountsforcarers.com\/blog\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/healthservicediscounts\/","https:\/\/x.com\/NHS_Discounts","https:\/\/www.instagram.com\/healthservicediscounts\/","https:\/\/www.youtube.com\/channel\/UCMHQC5bZ7y4q6rfR81337NA"]},{"@type":"Person","@id":"https:\/\/discountsforcarers.com\/blog\/#\/schema\/person\/22285d25864b0ff6cb658afc3e7d2983","name":"Michael","image":{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/discountsforcarers.com\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/3099e919ad7bd4539b18043a16170479?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/3099e919ad7bd4539b18043a16170479?s=96&d=mm&r=g","caption":"Michael"},"description":"I\u2019ve been with Discounts for Carers since 2021, writing everything from money-saving tips to festive Netflix must-sees. When I\u2019m not helping you save a few \u00a3\u00a3\u00a3 or stay entertained, you\u2019ll probably find me at the cinema or lost in a video game.","url":"https:\/\/discountsforcarers.com\/blog\/author\/michael\/"}]}},"uagb_featured_image_src":{"full":["https:\/\/discountsforcarers.com\/blog\/wp-content\/uploads\/2023\/01\/DFC_Budgeting_blog-feature.png",1080,608,false],"thumbnail":["https:\/\/discountsforcarers.com\/blog\/wp-content\/uploads\/2023\/01\/DFC_Budgeting_blog-feature-150x150.png",150,150,true],"medium":["https:\/\/discountsforcarers.com\/blog\/wp-content\/uploads\/2023\/01\/DFC_Budgeting_blog-feature-300x169.png",300,169,true],"medium_large":["https:\/\/discountsforcarers.com\/blog\/wp-content\/uploads\/2023\/01\/DFC_Budgeting_blog-feature-768x432.png",768,432,true],"large":["https:\/\/discountsforcarers.com\/blog\/wp-content\/uploads\/2023\/01\/DFC_Budgeting_blog-feature-1024x576.png",1024,576,true],"1536x1536":["https:\/\/discountsforcarers.com\/blog\/wp-content\/uploads\/2023\/01\/DFC_Budgeting_blog-feature.png",1080,608,false],"2048x2048":["https:\/\/discountsforcarers.com\/blog\/wp-content\/uploads\/2023\/01\/DFC_Budgeting_blog-feature.png",1080,608,false]},"uagb_author_info":{"display_name":"Michael","author_link":"https:\/\/discountsforcarers.com\/blog\/author\/michael\/"},"uagb_comment_info":0,"uagb_excerpt":"It is never a bad time to get your finances in order. But for many of us, it is difficult [&hellip;]","_links":{"self":[{"href":"https:\/\/discountsforcarers.com\/blog\/wp-json\/wp\/v2\/posts\/2813","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/discountsforcarers.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/discountsforcarers.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/discountsforcarers.com\/blog\/wp-json\/wp\/v2\/users\/15"}],"replies":[{"embeddable":true,"href":"https:\/\/discountsforcarers.com\/blog\/wp-json\/wp\/v2\/comments?post=2813"}],"version-history":[{"count":16,"href":"https:\/\/discountsforcarers.com\/blog\/wp-json\/wp\/v2\/posts\/2813\/revisions"}],"predecessor-version":[{"id":4425,"href":"https:\/\/discountsforcarers.com\/blog\/wp-json\/wp\/v2\/posts\/2813\/revisions\/4425"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/discountsforcarers.com\/blog\/wp-json\/wp\/v2\/media\/4150"}],"wp:attachment":[{"href":"https:\/\/discountsforcarers.com\/blog\/wp-json\/wp\/v2\/media?parent=2813"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/discountsforcarers.com\/blog\/wp-json\/wp\/v2\/categories?post=2813"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/discountsforcarers.com\/blog\/wp-json\/wp\/v2\/tags?post=2813"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}