American Express - The Gold Card | Earn 20,000 reward points

Highlights

• Welcome Bonus
• Earn 20,000 Membership Rewards® points when you spend £3,000 in your first three months of Cardmembership.
• Get points on all your spend
• You get 1 Membership Reward point for every £1 you spend plus get up to 12,500 bonus points a year. Then use your points to offset virtually anything you’ve bought on your Card, or redeem with a range of shopping, travel and lifestyle partners.
• Priority Pass airport lounge access
• Take advantage of 4 complimentary Priority Pass airport lounge visits every year giving you access to over 1,300 airports globally.
• Access Exclusive Experiences
• Gold Cardmembers have exclusive access to unique, shareable and memorable events. See the types of events you can get access to through the Eat Life website - https://eat-life.com/.
• Deliveroo benefit exclusive to Gold Cardmembers
• Just when you thought things couldn’t get any tastier. Enrol to enjoy all your favourite dishes Deliveroo’d to your door, and get £5 back on eligible purchases. Twice every month.)

Description

Representative Example

72.4% APR variable

Annual Fee

£160

Credit Limit

Assumed credit limit of £1,200

Purchase Rate

28.8% variable for purchases

Additional Information

The APR is a representative 72.4% which is influenced significantly by the Card fee of £160 (which is the same fee as the Charge Card) as APRs are calculated by adding the interest rate to the Card fee.

• Terms and Conditions

  *The APR is a representative 72.4% which is influenced significantly by the Card fee of £575 (which is the same fee as the Charge Card) as APRs are calculated by adding the interest rate to the Card fee. For more information about APR and Credit Card interest please visit https://www.americanexpress.com/uk/credit-know-how/credit-card-interest/
  
  The representative APR is the ‘Annual Percentage Rate’ of charge. The APR is designed to help you compare and understand the cost of credit. It takes into account the interest rate that we charge on purchases, and any additional costs in connection with the product, such as the annual fee. It’s shown as an annualised percentage, making it easier for you to compare other credit products.
  
  American Express Services Europe Limited has its registered office at Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX, United Kingdom. It is registered in England and Wales with Company Number 1833139 and authorised and regulated by the Financial Conduct Authority (reference number 661836). Details can be found by visiting the FCA website www.fca.org.uk/register. Where American Express Services Europe Limited cards are issued in the UK but obtained within the European Economic Area, local rules may apply to the way that it conducts its business which can be enforced by that country's applicable regulatory authority. American Express Services Europe Limited has its registered office at Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX, United Kingdom. It is registered in England and Wales with Company Number 1833139 and authorised and regulated by the Financial Conduct Authority (reference number 661836). Details can be found by visiting the FCA website www.fca.org.uk/register. Where American Express Services Europe Limited cards are issued in the UK but obtained within the European Economic Area, local rules may apply to the way that it conducts its business which can be enforced by that country's applicable regulatory authority.