American Express - The Platinum Card | Earn 30,000 reward points + £200 credit towards getaways with Amex Travel

Highlights

• Global Dining Credit: £150 in statements credits to spend in the UK per year, and a further £150 to spend abroad - a new benefit announced in July 2022
• Up to £100 a year back when spending at Harvey Nichols – a new benefit announced in January 2022.
• Worldwide travel insurance for the Cardmember, their family and supplementary Cardmembers. Enrolment required.
• Hotel benefits including complimentary room upgrades upon arrival (when available) and a late checkout, when booking through Fine Hotels and Resorts.
• Access to the world’s largest independent airport lounge access programme – Priority Pass. Access to American Express Centurion Lounges around the world, including Heathrow Terminal 3, which opened in October 2021. In total, access to over 1,300 airport lounges in 140 countries.
• Cardmembers enjoy one-of-a-kind experiences at exclusive Platinum events from dining and lifestyle experiences, to fashion and iconic sports events. Bookable through the Amex Experiences app and subject to capacity.
• 1 Membership Reward point for almost every £1 spent offering Cardmembers the flexibility to make the most of their rewards in a way that best suits them
• Supplementary cards: Cardmembers can apply for up to 5 Platinum Supplementary Cards. The first Platinum Supplementary Card will be complimentary, and Cardmember can then select up to 4 additional Platinum Cards for a fee, £285 per card (same fee as with the Charge Card)

Description

Representative Example

458.2% APR variable

Annual Fee

£575

Credit Limit

Assumed credit limit of £1,200

Purchase Rate

28.1% variable for purchases

Additional Information

The APR is a representative 458.3% which is influenced significantly by the Card fee of £575 (which is the same fee as the Charge Card) as APRs are calculated by adding the interest rate to the Card fee.

• Terms and Conditions

  *The APR is a representative 458.2% which is influenced significantly by the Card fee of £575 (which is the same fee as the Charge Card) as APRs are calculated by adding the interest rate to the Card fee. For more information about APR and Credit Card interest please visit https://www.americanexpress.com/uk/credit-know-how/credit-card-interest/
  
  The representative APR is the ‘Annual Percentage Rate’ of charge. The APR is designed to help you compare and understand the cost of credit. It takes into account the interest rate that we charge on purchases, and any additional costs in connection with the product, such as the annual fee. It’s shown as an annualised percentage, making it easier for you to compare other credit products.
  
  American Express Services Europe Limited has its registered office at Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX, United Kingdom. It is registered in England and Wales with Company Number 1833139 and authorised and regulated by the Financial Conduct Authority (reference number 661836). Details can be found by visiting the FCA website www.fca.org.uk/register. Where American Express Services Europe Limited cards are issued in the UK but obtained within the European Economic Area, local rules may apply to the way that it conducts its business which can be enforced by that country's applicable regulatory authority. American Express Services Europe Limited has its registered office at Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX, United Kingdom. It is registered in England and Wales with Company Number 1833139 and authorised and regulated by the Financial Conduct Authority (reference number 661836). Details can be found by visiting the FCA website www.fca.org.uk/register. Where American Express Services Europe Limited cards are issued in the UK but obtained within the European Economic Area, local rules may apply to the way that it conducts its business which can be enforced by that country's applicable regulatory authority.