HSBC Advance Account - Easy everyday banking + added benefits and rewards

To apply, you'll need to be 18+ and qualify for an optional arranged overdraft of at least £1,000.
1. Our mobile banking app is currently available on iPhones and iPads running on iOS 12.3 or higher and Android devices with an operating system of 7.0 or higher. Your device needs to be running iOS 13 or Android 7.0 or higher to receive our latest app updates. You'll still be able to use our app on supported devices, but you won't be able to update the app or use our latest features.
2. Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries. Google Pay is a trademark of Google LLC. Samsung Pay is a registered trademark of Samsung Electronics Co., Ltd.
3. You'll need to opt in to receive instant notifications. You can do this in our app. This feature is currently being rolled out and may not be available on all devices.
4. EAR stands for effective annual rate. This is how all UK banks must show interest rates on their overdrafts, to make it easier for you to compare one bank’s overdraft with another. Please note that it doesn’t include any fees you might be charged in addition to interest.
5. APR stands for annual percentage rate. This is the rate at which someone who is borrowing money is charged, calculated over a period of 12 months. It takes into account not just the interest, but also any other charges you may have to pay, as well as any interest-free amount.