6 tips to help you save money on holiday

If you’re planning on jetting off to another country this year, then you’ll already know how expensive some holidays can be. From the flights to the accommodation and everything in between, there is a lot to pay for when travelling abroad. Thankfully, with our carer travel discounts, we can help you save on your next booking.

Whether you are looking to jet off abroad or are keen to explore everything that the UK has to offer, you can still enjoy a much-needed break-away without breaking the bank. Here are our top 5 tips to help you save money on holiday and keep the costs down. 

1. Get a travel credit card 

One of the main expenses that come with going on holiday is the money you spend while you’re away. From spending too much money while out exploring a new location to keeping your money safe at all times, there are lots of things to consider. This is why we recommend you sign up for a travel credit card instead. This allows you to spend money safely while away without incurring the foreign transaction fees that come with other standard credit cards. 

This is a particularly useful option if you plan on paying by card frequently, perhaps if you are on a city break and need to make multiple purchases on a daily basis. In addition, if you spend over £100 on items to take home (such as electronic items), a travel credit card offers further protection through Section 75 of the Consumer Credit Act.

But make sure that you stick to a holiday budget before you go away and have a plan for how you will make the repayments once you get home. 

2. Always Pay in the Local Currency

  • When you pay on a card, you can pay in sterling or the local currency.
  • Always choose local currency as it’s a better exchange rate.

Now that you’ve got your travel credit card and are ready to pay with it, you will get a choice when approaching the till. Would you like to pay in sterling or in the local currency?

The answer you should always choose is to pay in the local currency. This means that rather than the retailer doing the exchange for you, your card provider does the exchange instead. The problem with the retailer doing the exchange is that they can define the rate, which is often much higher than the actual exchange rate.

Paying in the local currency and getting your provider to do the exchange is therefore preferable when paying on your travel credit card.

3. Don’t withdraw cash on your card

  • You will get charged on most credit cards for withdrawing cash
  • Check your card terms to find out if you can withdraw for free

If you’re planning to use a credit card, one thing you should definitely avoid is getting cash out. You will usually receive a flat fee for taking cash out of an ATM so can easily incur extra fees. Instead, always pay on the card, and always choose to spend in the local currency to get a better exchange rate.
If you really need to get cash out, try and get a good exchange rate before getting on the plane. This will ensure you still have cash but aren’t spending extra to get cash out whilst abroad.

4. Cut down on holiday extras

There are plenty of holiday extras to snap up, including flight upgrades, accommodation upgrades, private transfers from the airport and many others. As much as these are good for a luxury holiday, they aren’t always necessary if there is a perfectly good equivalent.

But by taking public transport and saying no to flight upgrades you can save considerably. Even small things like planning your meals in advance and staying away from the hotel minibar can have a huge impact on how much you spend while you’re away. 

5. Keep your Receipts (if travelling outside the EU)

  • You can claim sales tax back if travelling outside the EU
  • Make sure you keep hold of your receipts and present them on your return journey

Depending on the country you’re travelling to, you should be able to make the most of tax-free shopping in participating retailers, meaning you can claim back the tax you originally paid on the item.

However, as a UK national, you will have to travel outside of the EEU (European Economic Area) to take advantage of this and be in a country that allows you to claim back your sales tax, which will be the equivalent of VAT in the UK. Do your research and find out what you can claim if you’re planning to make a larger purchase whilst on holiday outside of the EU.

6. Compare Travel Credit Cards

If you’re planning on travelling abroad, you might want to think about getting a travel credit card to avoid transaction fees. Try the money matches eligibility tool to see the likelihood of you being accepted for a credit card today.

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Bonus Tip – Use Carer discounts

As a Care worker, you can sign up to Discounts for Carers for FREE and access our amazing discounts – including our Carer travel discounts. From travelling abroad, Europe and Overseas, UK travel, to travel extras such as airport parking and travel insurance, save with Discounts for Carers.

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